Every year, health care plans can change, just as a person’s health care needs may also change. The Legal Aid of the Bluegrass SHIP Program helps Kentuckians 60 years or older in comparing Medicare plans and making informed health care decisions.

Medicare Open Enrollment is October 15 through December 7, and is the time when Medicare beneficiaries can compare their drug and health coverage options. Do not fall into the trap of keeping your current coverage without first comparing other options. You could end up paying higher monthly premiums, high deductibles and paying for medications covered under a different plan.

SHIP helps people over the phone and at in-person enrollment events. SHIP is available to help compare Medicare plans and to screen for other State and Federal benefits, such as financial assistance for medical prescription costs.

SHIP can help people save money and make better decisions about their health care coverage. SHIP does not sell insurance and does not associate with any insurance company. Call 1-866- 516-3051 to schedule your session with a dedicated SHIP counselor.

Legal Aid of the Bluegrass works in 33 Kentucky counties to resolve the most important problems of low income and other vulnerable people by providing high quality legal assistance through direct representation, education, advice, advocacy and coordination with other community resources. Visit www.lablaw.org/ for more information.